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pirate123456

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why has my credit score droped 38 points, nothing has changed on my end

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Credit card utilization could also be a factor. Have you made any large purchases on your credit cards lately? Are you utilizing over 30% of your credit limits on any of your credit card accounts? 

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pirate123456

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Hi, Im only at 18% of my two cards, I have bought nothing new, and have not applied for anything, could it be because I dont use my c cards enough?

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Obviously something changed somewhere.  Have you looked at your credit report to see if everything looks correct?

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