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resources30

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Why hard inquiries is showing on my credit report, has i have not sign any authorizations. .........
application stated that it will not affect your score. (credit score range was provided)

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If you used someones "pre qualification" it would not affect the score.  At the end of the prequalification, it offered you the opportunity to make the final and true request for credit.  This would then turn into a hard inquiry and would be on your score.  

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