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Why don't I have a credit score?
Hi friends I am 23 (plenty of time to build a score) and just checked my score. It says that there is insufficient data to build a score, even though I have been fending off a title loan for two years (long enough to at least have bad credit). Should I maybe get in contact with the credit bureau to see if my credit report has problems? Or do you guys think that maybe I simply haven't built up my score enough to have anything of note?

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