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tcjc973

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why does student loans impact your credit score?
i have 5 student loan accounts one cc that almost two years old and a car loan for the same time frame thats almost paid off just got approved for a new card with 500 dollar limit my score is currently at 545 i want to get my score up by 100 points and don't know what to do besides pay off the two non student loan balances on my credit totaling 2000 my students loans equal 15000 any suggestions?

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Student loans are a credit item that does not drop off your reports after a period of time has passed.  They remain collectable until paid[ in full no matter how long that takes and they cannot be discharged in bankruptcy.  So, I recommend working on paying off all accounts as soon as possible.  Also, please consider re-reading the articles provided on this site.  They help a lot.

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