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Posted in Credit Cards
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Question By
bluebird52855

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why does my creidt card still show after i paid them off and canceled them
been paid off since November of 2015 and not took of my criedt report. how long do they stay on my credit report before their took off.

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Top Contributor
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Seven years.

They are part of your credit history and will shoiw for 7 years.  You cannot change that.  Canceling the cards actually hurt your credit score, too.

Top Contributor
5038 Contributions
1133 People Helped

If they are closed in good standing, then you do not want them off of your reports, they will be benificial to the average age of accounts and accounts closed in good standing always look good.

Positive information on your reports usually is on there for a minimum of 10 years, longer if you are lucky. Most negative information falls off in 7 years. 

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