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boxingchampion25

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Why does my credit score go up and down even though I am making all my payments on time?

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There could be several reasons. Most likely it's because the balances on your credit cards and other lines of credit go up and down, changing your utilization rate each time a lender reports to the credit bureaus.

There could be other reasons: have you applied for any new credit lately? Closed any accounts? These things and more could change your score. Check your CK "credit report card" details and you'll probably see.

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Jim T

I have a question for kreditkarma my credit goes from 771-777 to 821-826 every other week this has been going on for several months and it's the same numbers every other week never changes up and down. I pay my bills the same every month "early" never late. no balances on any card. I haven't applyed for any new cards or bought anything new for a few years so no new hits. on my credit. can somone please explain this yo-yo effect ??

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