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Posted in Auto Loans
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Question By
dezzy92

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Why does my car loan still show up on my credit report if I already paid it off and have new loan?

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Some info about that loan will remain on your credit for 7 years from the date it was paid off because it is part of your credit history.  After 7 years, it will vanish.

Credit Karma Team
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How long ago did you pay off the car loan? It can take up to two billing cycles for that to be reflected on your credit report. 

Reply by
debbydebtdowner

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Loan was completely paid off before march of 2014 by Esurance and I have only one vehicle which is a honda civic and the 7,000 amount is accurate.  The Honda Accord was paid off as a total loss by Insurance co. so obviously I dont have a car loan for that amount and what do you need to verify to get this off my credit report? 

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