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boggiegene

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Why does credit karma don't count in the real world

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Credit Karma is not a credit bureau. It would be of great benefit to you to spend some time reading all that you can find about credit. If you want to have good credit you need to understand how it works and that is done with reading. Any questions along your path to knowledge, feel free to ask.

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The purpose of Credit Karma is to TEACH people how credit works and how to improve their credit score. The credit scores here are just for the "what, if" analysis you play when using the interactive tools here so we can see online what could happen to our credit score if we did "whatever":  I found the credit education very helpful and built my score to a very good level.  Those who read all of the captions on this site would know. 

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