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why does CK provide dubious advice?
With good credit rating and credit cards ALWAYS fully paid off, CK suggests that I take out a loan! I think this odd advice is due to spending more than 10% of my my credit limit. Shouldn't the fact that the cards are always paid off be a clue that a loan is NOT needed!
Cards these days do not provide a very high credit limit, but that does not mean the owner has insufficient funds.
I've had an account with CK for MANY years and love it! But it please consider the situation above, I would hate for someone to take incorrect advice.

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