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Question By
yesman1234

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why do you still show something I payed in full 2mo ago
I payed in full before due date it shows on cards web site I owe nothing . Allmost 9 weeks later no one shows it but CK why?

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Make sure it's reported eventually

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Looks like your lender is either not reporting to TransUnion or they have taken too much time to do so. As it has gone everywhere except CK, that's is the reason I see. Give it little more time (may be a month), but please call your credit card company and chew their ears a bit if they have not reported it to TU. If they have done their job and you still see it on CK after 3 more months, file a dispute with TU. In any situation, follow it periodically to make sure it gets done.

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CK gets information from Transunion.  It takes time for creditors to get the credit information to the credit bureaus, and more time for the credit bureaus to get the information into their files.  And creditors do not all report to the same credit bureau.  Some report to two credit bureaus and it takes time for the information to get to both. 

No one but you sees what is on CK because the site is a tool for you to use to see what the impact of certain credit decisions might be before you actually do it (and then find out it was the wrong decision).  Give it time for the information to get here.

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Reply by
jwsister

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Another thing is, the account will show on your credit reports for the next 7 years as required under the Fair Credit Reporting Act, which is a federal regulation.

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