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LVCAB1

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WHY DO YOU SHOW ALL 8 CREDIT CARDS CLOSED AND .ME NOT MAKING ANY PAYMENTS ON TIME

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lvcab1--  first, make sure the months showing late are current months.  If the accounts are closed and you still owe on them, and are not making payments, then, they are late.  If they've been paid off, they're probably not showing currently late, but your past history.  Though I'm not looking at your report, and there are so many variables as to how/why it says what it says.

lashaun43--  Yes, when credit inquiries drop off your credit will rise.  Though it may not change you're overall score.  (it may take you from a 615.3 to a 615.8, which would still just show as a 615).  I had several drop off with no change, then another fell off and my score went up a few points.  I think the inquiries have a low impact on your score.

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when credit inquiries drop off your credit report does that lower youre credit score?

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