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Question By
Mirandah94

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Why do some people get approved for the same credit card that others with the same credit score dont
I've noticed that sometimes 2 people will apply for the same credit card with the same credit score and one will get the card and the other one won't... Just curious why?

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Credit Karma Team
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Ultimately, only the card issues know exactly why. However, there are factors involved in approval that are not included in your credit score - such as whether or not you are employed and how much money you earn. If 2 people who have the same credit score apply for a card, the one with a job is more likely to be approved than the one without a job, for example. 

Reply by
Mirandah94

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Do you think it would have anything to do with a car loan? That's the only thing i am worried about. I have a full time job making above minimum wage, but i do have a car payment. 

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