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Blonde321

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Why do most companies charge for what you give for free ? Just wondering

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Credit report/score is a business, huge one at that, its no different than any other types business that they need revenue to sustain it. Other companies charge you the consumer money for report/scores, Credit Karma is likely subsidized by the credit score creator the Vantage score (might be direct extension of it) they are competing with FICO, to get some traction and gain footprints in the world of credit? They offer consumers "free" reports/scores in hoping to attract more lenders switch from FICO or at least in additions to it, which is their main revenue streams. Credit Karam also get monies from advertisers, either by a set price or thru "apply" buttons, each click could mean 8~10 dollars. Of course all those could just be conjectures on my part.

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Remember, you are getting Vantage scores here, not FICO scores.

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Johnnyduval

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Enter Your Reply what is the difference between FICO score and the scores you get from CK".

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Well you don't know why either?

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