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tbramlett3

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Why do I need ten or more credit cards to raise my credit score.
I don't need that many and pay off all balances each month. My grade is A in all the other categories.

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There are other ways to raise your credit score as you will find if you read the articles provided on the credit topics here.  Look for articles on the left side of the page.  Teaching about credit and how to build and maintain a good credit score is what Credit Karma is all about.

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Goodness, you certainly don't need 10 credit cards!  Sometimes folks get confused about "mix" of credit.  Your mix of credit is part of your credit score.  What "mix of credit" means is having different TYPES of loans, not a certain number of credit cards or cards from different banks/lenders.  If the only credit you have is credit cards, then you could use some different types of credit to build up your score, such as getting a personal loan or line of credit, an auto loan or mortgage (but only if it makes financial sense).  Learn more at www.credit.about.com, it's a great site.

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