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Samdwall

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Why did my score go down 91 points?
I was working on building my credit up and was in the mid 700's now I'm below 700 all due to 1 card being above 30% utilization? I don't see how that can make this big of a difference. If someone could explain I would be appreciative.

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Best utilization is 10% or lower.  Please re-read the articles on utilization here so you can get a clearer understanding of why that is so.

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