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MaddiesMommy1969

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Why did my score drop for folowing your advice?
I was advised that applying to FIngerhut could raise my credit. Instead, it dropped 10 points!! Not a happy person right now!

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Applying for a card often drops your score initially. After a few months of good paymets and low reported utlization your score will recover and increase. I suggest reading some articles here to understand credit basics. Credit is a marathon not a quick foot race.

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