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mystified8thMP

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why did my experian credit score drop 55 points when I'm only using 14 percent of my credit limit?

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Top Contributor
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scores fluctuate all the time

It may be that your not using enough of your credit.  Experian likes to see usage between 15% and 30%  They seem to the company that will ding you for not using your credit.

Good luck

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