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Why did my CS just drop 11 points when I have had no changes for over a year?
My CS just dropped 11 points! Nothing has changed in a year so how do I find out why this happened? I called Transunion since that is the CB you use to calculate your scores and they said I have to contact you. You are very difficult to contact. You have all of my info, please can you tell me why the sudden 11 point drop?

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