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Why did my credit score drop dramatically out of nowhere?
My credit has been gradually going up the past year. I've made 11 straight on time payments for my auto loan. I got a secured credit card 4 months ago and have been making on time payments with that. 4 days ago, my credit took a hit of 70 points on transUnion and 40 points on equifax. I have no idea why. The last late payments I had were from dec 2015.

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