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Why did it drop?
I had a 741 in Sept. Two credit cards, two inquires . The recommendation was to add another card. I applied for one, was accepted, and received a 3,000 limit. All previous accts paid on time, with extra money paid. When I checked in November, I had dropped to 681..I thought getting another card raised your score, or thats what was recommended. So why the drop?

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