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ymmij1967

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Why did Home Depot refuse putting card in my name after he passed. Affect my score
Said I had to apply for card. Will this affect my credit score.

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Credit cards are not transferred ever.

Yes it would affect your credit if you apply for a card. Keep in mind that you are not applying for your husband's card but for a brand new account that will only be in your name and the credit limit may be very different if you are approved.

You get HARD INQUIRIES when you apply for credit. However, if you have no credit in your name then you should get some to build and maintain a good credit score.

The first thing that you MUST do is to read everything that you can about credit and how it works, you will quickly get yourself into trouble if you don't know what you are doing or how everything works regarding credit. After you have done some reading, if you have any questions please feel free to ask and we will try to help you.

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