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Goodson6

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Why credit score dropped with no changes
My score was around 40 some points higher just a few months ago. There has been no changes, no collections, or credit inquiries. Why?

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Top Contributor
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There is no way for us to tell you.  We're users just like you and we don't have access to your report data.  To determine the cause(s) of any score change you have to carefully review report data from before and after the change.

Any score is generated based on a report.  If the score changes then the report changed.  You're just overlooking the changes.  Changes are not just additions, deletions, collections and inquiries.  Look at how your revolving utilization changed, for example.

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