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Loulou05

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Why credit card not paid 11 years ago still showing on my credit score

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Are you sure that it is showing as a negative account? Be sure of that before you do anything. If it is a negative account, then dispute it with the credit bureaus that are reporting it as "too old to report". Eleven years is well beyond the seven year reporting period. Transunion, Equifax and Experian all have websites where you can dispute incorrect info found on your reports.

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