Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Khristinechavez96

0 Contributions
0 People Helped
Why cant i find my credit file if I put a home under it 20 yeats ago?
I am trying to help my grandma get her credit score because she is looking for an apartment but no credit websie is able to give me a score. She bought a house over 20 years ago. I am trying to find her an apartment but I keep running into this same problem over and over again. If you jave any suggestions help me out here.
Thanks

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7344 Contributions
3805 People Helped

Any credit  items from twenty years ago are ancient history.  Only currently active credit accounts will show on a credit report, as is explained very well in the articles on this site.  Please read them so you can understand how credit works.  That is what Credit Karma is all about.
 

Top Contributor
986 Contributions
545 People Helped

Was it paid in cash or have mortgage on it, if it had a mortgage? how long have it been paid. Closed account in good standing usually last up to 10 years from when it's closed.... If she dosent have credit activities in last few (I'm unsure how long exactly) years, then they have no ways to calculating her scores.

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.