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Question By
Larthur

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Why aren't I getting balance transfer offers?
I opened 6 new accounts in the last 6 months to take advantage of special promotions, paid them off right away and never used them again. I also have about 30k combined debt on several other cards at 0 percent from doing balance transfers but I am ready to do another bal transfer but not getting the offers as I have in the past. Would it help to close the 6 new accounts? My income has not changed and I have a 733 credit score.

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Top Contributor
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What's your credit like?  Offers are made based on your credit.  Also, you can't just wait for offers.  It's possible to qualify without offers.

That said, if you opened 6 new accounts in 6 months then that may be part of the reason.  A number of new accounts can be a red flag to creditors but, again, it all depends on your credit.  X new accounts in Y months could be a red flag for one and not an issue for the next.

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