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Rmichels4

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why are two of my scores the same and one is way off?
i have two scores that say 574 and one that's a 638 why is there such a huge difference?

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Each Credit Bureau has their own system

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Unless you are talking about the 3 scores here on Credit Karma, Experian, TransUnion, and Equifax each have their own score system. Also, each report may have different information. Not all credit info is reported to all the credit bureaus. Some report to all 3, some report to just one, etc. If you are talking about the 3 scores on Credit Karma, then they are just different all together. You have your Transrisk score, Vantage Score (a newer type of credit score), and your Insurance score. The only 2 that you should really pay attention to on Credit Karma are your Transrisk score and Vantage score.

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