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dakc4kim

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Why are there still accounts with $0 balances on my credit report?

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Still there

The one on my account is over 7 yrs. Why

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10 years if not derogotory

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Because they are part of your credit history...you have done business with the companies shown.  Showing a 0 balance on the accounts is not a bad thing. The reports will disappear in 7 years.

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