Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
Ashcrash1212

0 Contributions
0 People Helped
Why are there hard Inquiries listed on my account?
There are 6 hard inquires listed on my account from companies I have never used or checked into. How is that possible? I have also filed a bankruptcy yet there are collection companies listed on here and when I called them they said they had submitted me for deletion and would do it again but is there any company I can contact on these matter in the state of oregon?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1136 People Helped

You want to contact the credit bureaus. Transunion, Equifax and Experian are the three credit bureaus, they all have websites with contact info and instructions on how to dispute incorrect info found on your reports.

Top Contributor
7368 Contributions
3809 People Helped

Bankruptcy does not erase your credit history and the accounts you included in the bankruptcy will show for 7 years, which is the history most companies check before granting credit.  The negative of the bankruptcy will remain for 10 years.

Top Contributor
45 Contributions
6 People Helped

The Bureaus sell you info

I put a security freeze on all 3 bureaus that stopped those hard pulls

Results 1-3 of 3Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.