Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Seanmoe78

0 Contributions
0 People Helped
Why are there accounts from 2010 Still open and active on my credit report?
These accounts are 5 and some 6 years old and in collections. I've never paid a dime on any of them due by the time I found out about them they were already in collections. So why are they still open and active after this long when I've never even spoke to the creditors? And on top of everything the statue of limitations is up to where they can't take legal action on me so basically what I read is I really don't have to pay. And another thing is there are 4 separate accounts from the same company so it looks like I neglected 4 different account. And I was told it this company would just add all the money up and just have one collection on my report it would look better to the creditors instead of them seeing four separate accounts in collections. So why and how are they still open and active?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7373 Contributions
3812 People Helped

They are going to show for 7 years from the date they first went overdue because that is the credit history period that is looked at.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.