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Posted in Student Loans
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Question By
Taz0717

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why are my student loans on my credit report if i am still in school?

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The loan has been issued. Your school received it, and you owe the money. It doesn't matter when you start making payments; you've already borrowed the money, so it is an existing loan.

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about my school loans

What is the point of ever paying off my school loans since they seem top have already messed up my credit as it is? I thought that the school loans were not supposed to effect your credit unless you were six months out of school and had not started paying them off. I just do not understand why I should pay anything if it is already going to mess with my credit and I am trying to better my life, you can not even get a job if you have bad credit anymore so I am goig to school and making my credit worse so that I can not get a job in other words.

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