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Jack1211

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Why are my scores much lower with karma
My scores are778, 755, 744 with credit .com with karma they are much lower 698 that's rediculios . Why is there so much of a difference.? Maybe you need to update

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Maybe you need to re-read the purpose of Credit Karma.  This site is not one of the credit bureaus but an educational site to teach people how credit wowrks and how to improve their credit so they can get the most benefit.  There are interactive financial tools here you can use in that learning process but, to have something to work with for that edication, Credit Karma uses information from Transunion so the score here is only an approximation for teaching purposes. And you can get that education by reading the articles and utilizing the financial tools on this site.. 

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Maybe you need to learn about the different types of Credit scores.

the different types of Credit Scores has been talked about here 100's of time,   Start reading.

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