Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
Tenyaisrael

0 Contributions
0 People Helped
Why am i getting denied for secured credit cards when a few months ago i was approved.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
43 Contributions
807 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

There is not enough detail in your question for me to really help.  There are far too many factors in credit scores, credit reports, risk analysis, and other proprietary lender requirements to answer.

First find out what bureaus your applied-for secured cards are pulling from (can usually call the underwriter or company and ask).  Then pull those reports and pour over them in detail to see if something significant has changed (missed payments, accounts dropping off and lowering your average age of accounts, some bill sent to collections, utilization way up on current lines, etc.).

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.