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Posted in Bankruptcy
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unfairtoconsumer

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why am i being double dinged ? Things in bankruptcy still being reported as late payments

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Top Contributor
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Depends... is it Ch. 7 or 13? If Ch. 13, how far into your plan are you? (if you just started, it will take time -- at least 6 months to a year-- before stuff catches up.) Also, if Ch. 13, is the creditor in question entitled to part of the payment plan, or (if the creditor had collateral) not?

If you have a bankruptcy lawyer, check with him or her first - they usually have a lot of good advice on the matter, and knows your situation well enough to tell you more than I can.  Otherwise, if it's been more than 6 months, dispute the entry; often creditors will be slow in updating stuff, but they eventually (well, generally) do update them with info such as "bankruptcy" or "Chapter 13 payment plan", depending on whether they get paid as part of a Ch. 13 settlement, etc. 

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