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jenh5

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who shoukld i go to with real bad credit to get a morage loan?

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Build your credit first, because it is likely you will not qualify for a mortgage loan with bad credit.  Please read the articles here and utilize the fiinancial tools on this site so you can LEARN how to build and maintain a good credit score.  THAT is what Credit Karma is for, since too many people have absolutely no idea of how to properly manage their credit. 

Top Contributor
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Even if you found someone that would lend you the money, the interest you would pay is crazy.  Also, there are new mortgage guidelines for lenders that went into effect this year, so you have to be able to prove to the lender you can actually AFFORD the property.  I agree with jwsister, you need to clean up your credit.  Go to www.annualcreditreport.com and pull a copy of your credit report.  Dispute any errors.  Also visit www.credit.about.com and learn how to pay down debt and build good credit.  It takes time but you can get it done and reap all the benefits of a good credit score (like low interest rates on mortgages, credit cards, autos, etc.).   Best of luck!

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