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Question By
mwaowl

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who is the credit card holder ? haven't had a credit card for years.
I do not know this credit card, or who it from, refresh my memory

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Top Contributor
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unfortunately there is no way anyone can have an idea how to assist your if your not giving detailed information as to what company is this supposed credit card that your talking about, if you have a letter from this credit card company please state what the name of the company is and who the letter is to... if it is your name then you should read into the letter and understand whether or not it is a true credit card.... have you pulled your recent credit report? if so look for that credit card company on your report and it should give your a tad bit of information as to how much your credit limit is and the balance on the accnt. also if you don't agree that this isn't your accnt I would suggest that you dispute that with the 3 credit bureaus.. experian, transunion, equifax they will do a 30 day investigation and will send you the report of what they had done to resolve this matter.  

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