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Applehead14

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Who is JNR adjustment and West Assetnent

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Collection agencies.

If these are listed on this site, I suggest you get all 3 credit reports, go over them carefully and dispute anything that doesn't actually belong to you.  Since you do not know who they are, the entries involving them likely belong to someone else.  Such errors are not uncommon. It is up to each and every one of us to make sure everything on our credit reports is correct.

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