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Posted in Paying Your Bills
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mattjp04

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Who do I pay/contact when an accout has gone to collections or is delinquent?
I am not recieving any letters from the collections co anymore. I have a medical bill that went to collections. Is it better to pay the collections agency or contact and pay the original bill source? How can you contact the collections agency your looking for?

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You can find out full names of creditors/collectors and their contact info by pulling a complete copy of your credit report from www.annualcreditreport.com.  Don't be in a rush to pay off the collection.  If it is near 7 years old, it will fall off on its own soon.  If you pay it, you'll re-age the account and it will not fall off for 7 & 1/2 years from date it is paid.  To learn more, go to www.credit.about.com and read "Pay off Debt".  Best of luck!

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