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Posted in Student Loans
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eveywebb

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who can consolidate my credit cards or can I consolidate my student loans and credit cards together?

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Student loans can be consolidated, but only through one of their financial institutions.  You may be able to find out that information from the college financial aid office in your community (or the nearby one).  Student loans are not like any other financial loan instrument because they remain collectable until paid off.  That is the only time they disappear.

Your credit cards can be consolidated, possibly, by finding another credit card that will do a balance transfer.  Ideally, this card will offer 0% interest for at least a year.  Look through the list of credit cards under the tab "credit cards"  and see what you can find.  Or check with a local credit union or bank to see what they offer..  Once consolidated, do not get rid of the cards.  Just use them occasionally and pay off in full every month.  The increase in "available credit" and decrease in  "credit utilization" should give your credit score an upward boost.

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