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Posted in Auto Loans
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greeneyes6620

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which score do they use for auto loan transunion, equifax or fico

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Ok first off there are no scores from the credit reporting agencies.  They only hold information sent to them by members.  The scores are typicall one of the many FICO scores, or the Vantage one used here, or one they make up themselves based on the data they get from the agancies.

Each lender can chose to be a member of one of the BIG three agencies you mentioned, two of them, or all three.  So it all depends on where the lender goes, and what scoring model they choose to use.

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Most auto lenders use a version of FICO scores. The bureau or bureaus they use will vary greatly. Look for a dealership that advertises to work with all credit situations if your credit is shaky.

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