Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
aah0012

0 Contributions
0 People Helped
Which is a better solution for credit repair? debt relief service or credit repair company?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7353 Contributions
3808 People Helped
Most Helpful Response

Helpful to 1 out of 1 people

Since you would have to pay a fee to any repair "service" and would not learn any skills to help prevent any future debt issues, it would be better to resolve these debts yourself.  Check Dave Ramsey's site to find ideas on working out payment arrangements.  Learn about the Statute of Limitations on Collections and how to negotiate a 'pay for delete' agreement which is covered on this site.  Read, learn and do the work to resolve this situation you got yourself into.  You will save money, resolve the debts and learn valuable skills that will benefit you for the rest of your life.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.