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Question By
brittani72

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0 People Helped
Which department store card companies are the best reporters?
I'd like to open a store credit card to HELP my credit, but it's not going to help me one little bit if they don't report what a great payer I am. :-) Also does anyone know which stores do a "hard hit" inquiry vs. which ones (if any) do a "soft hit" inquiry?

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Top Contributor
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Good question

Helpful to 10 out of 15 people

I do not advocate for dept store credit as your limited to only shopping there. I did use fingerhut to rebuild my credit and now have a Capitol one unsecured platnuim masterr card and a credit one visa. Fingerhut is awesome about reporting to the bureaus!!

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Reply by
icuhowie

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Helpful to 5 out of 6 people

Run from finger but. Over priced on most of what they sell

Reply by
valyocalvert

4 Contributions
6 People Helped
Helpful to 1 out of 1 people

Fingerhunt and gettington both use webbank and both pull credit reports. They are both listed on my reporst since I have 2 credit lines though 2 websites.

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Most Helpful Response

Good Queston

Helpful to 4 out of 4 people

I have a Dillard's and Macy's American Express Credit Card. I have their Amercian Express cards because those cards allow me to use them anywhere American Express is accepted! Now that I know better, I would never get a store card I can only use in their store. I hope this helps!

Reply by
brittani72

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0 People Helped

Are Macy's and Dillard's good at reporting? Do they report every month?

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Helpful to 3 out of 3 people

We have had JCP for over 22 years 

Have the OldNavy card for 5 years

Have had the TJX card for over 4 Years 

have not had any issues with the and the report to all three

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