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Desertcop

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Which date is used as the statute of limitations of a bill that has been turned to collections?
I have some medical bills which have been turned over to a collection agency. I'm aware that there they will remain on my credit report for seven years. Which date is used for the seven years. The date it was opened or transferred to the collection agency?

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The seven years starts from the time that the original bill became late. Also understand that "statute of limitations" deals with the time frame to be sued for the debt and has nothing to do with the seven year credit reporting time period.  You may wish to do some reading on "pay for delete agreements"

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Dispute any date changes by Collections

Be careful.  Sometimes the collection agency will change the date of your default which just prolongs the time it stays on your credit reports.  If you dispute the dates with credit reporting with adequate proof of actual default date, credit report agencies will remove the account due to inaccurate data.  So you might just get lucky with a greedy collector and get those zapped off your reports if they changed the date of default.

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