Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
mjb4ex

0 Contributions
0 People Helped
Which 0% interest should I apply for?
I have finally started to get a respectable score. From the low 5's to high 6's, had tons of old bad credit. Have lots of inquiries.

2 auto loans

2 navy fed visa
1 cap1 mc
1 wf secured visa
1 Kay jewelers

1 discover it of my wife's I'm only an authorized user on.

I'm opening another business and would like as much security as possible...a 0% interest card I can use as an emergency. Because of my high inquiries, I don't want an inquiry wasted. Which card do you think would be my best chance? How does discover view me as an authorized use on my wife's card? Good because its always been paid, give me a better chance at getting approved by them? Or negative, they look at it as a second card and more risk?

Appreciate any guidance!
Mjb

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.