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Question By
Phrazee

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Where or how, if possible on this site, can I find out who has marked my credit score down?

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Top Contributor
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There is No one that "marks down your

Scores"

Credit scores use computer algorithiums that take the info in yoru report and give you a number based on averages.

Credit scores change everytime you use a credit card, make or miss a payment, open a new account, etc. 

Contrary to popular belief, the reality is that you can have as many as 300 different credit scores at the same time. There are that many Credit scoring profiles in use in the US today. Different lenders use different algoritiums for the type of credit they offer and because of that, even at the same bank you can have a different score for a credit card or auto loan or a mortgage, becuase they take different information in to account for the different types of loans. 

As to why your score changed, only you have that info.

Good luck

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