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Question By
devans58

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Where can I get a lower interest rate credit card.
Who has a very low interest rate credit card?

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The interest rate you may get on a credit card is dependent on how your credit profile looks.  If you do not have a good credit score with an excellent payment history, and sufficient income to repay the account, you will not get low rates. As you have noticed, the credit cards vary in rate and the company chooses what rate you will be charged based on your credit score and history.    

Top Contributor
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The only good Credit Card is one that is paid off each month and you carry no Balance from Month to Month.   Then your Interest rate is 0 "ZERO"   Keep the money in your pocket.

I have over 12 Credit Cards and Could CARE LESS what the Interest Rate is on them or any other card because I  WILL NEVER CARRY A BALANCE.

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