Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Auto Loans
Profile Image

Question By
NunYa9

0 Contributions
0 People Helped
where can i get a car loan for no money down with a score of 534 and 4 repos
i have filed chapter 7 and i was hoping this would help clear my credit i have anew job now as well pays good just need a car to keep my job ..

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1758 Contributions
3022 People Helped

Nobody would touch this deal with 4 repos on your report.   No money down, means you have  no skin in the game. 

You need a beater car, anything you can get for 1000 to 2000 dollars, save every penny you can.

Top Contributor
7356 Contributions
3808 People Helped

Bankruptcy HURTS credit, not help.

Bankruptcy is not a "fresh start" unless you consider having to rebuild your credit from zero to be a fresh start.  And this action will kill your credit score for ten years.  Your history indicates financial irresponsibility and no lender will touch you for some time until you prove yourself worthy of being granted credit.

I strongly suggest you begin learning more about credit so you do noit make these errors again.  Begin by reading the articles provided on this site (look under Resources on the left side of this page) and practicing using the financial tools provided. Credit Karma's purpose is to teach people how credit works and how to build theirs so they can enjoy the benefits of good credit. Also, develop a habit oif being on time with all credit repayments all the time.  This will help, but you are going to have a difficult time for a while because of your history. 

Results 1-2 of 2Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.