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Philly411

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Where can i find where it says when accounts will be dropped on your report

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On your reports directly from the credit bureaus, you can also call the credit bureaus and ask them when the accounts are slated to be removed. Most negative accounts will stay for seven years and most accounts closed in good standing will remain for ten plus years. Never try to remove accounts that were closed in good standing, doing so would damage your credit. For negative accounts always be aware of "Early Exclusion", that is sometimes accounts will be removed six months prior to the seven year mark with Transunion, and sometimes three months or so with Experian and Equifax.

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