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Jhowell213

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Where can I find a phone number to pay off an account in collections?

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Try Googling the name of the collection company.  I may have it in my files as well, just tell me who they are.  Also, be sure to negotiate a "pay per delete" when you talk to them so they'll agree in writing to remove the account from your credit report once paid in full.  Otherwise, it will stay on your report for 7 years from date you paid it.

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Negotiate in writing!!

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Verbal agreements don't generally hold up in court, should it come to that, and the party you reach on the phone is usually a "phone drone" with no authority to make any credit arrangements beyond what they have in their script..  And, if you are not hearing from a collector in some fashion right now, it may not even be your account.  Check all three credit reports (something you should do once a year every year) to see the information listed and file disputes on all wrong information.  You should find all the information on all accounts there.

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