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When to make a balance transfer
I would like to transfer the balance of a few cards so I can pay off the debt without the interest. Currently, my score is not good enough to get the balance transfer credit card offer I would like. Should I look for an offer with a shorter period of 0% intro APR, or keep paying the interest and wait until my score is better, so I can get a better offer to make a balance transfer? I'm afraid being denied with will knock my score down (the last time I applied and was denied was in Februrary.. is it too soon to apply for anything at all?)

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