Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
supergoob

0 Contributions
0 People Helped
When to make a balance transfer
I would like to transfer the balance of a few cards so I can pay off the debt without the interest. Currently, my score is not good enough to get the balance transfer credit card offer I would like. Should I look for an offer with a shorter period of 0% intro APR, or keep paying the interest and wait until my score is better, so I can get a better offer to make a balance transfer? I'm afraid being denied with will knock my score down (the last time I applied and was denied was in Februrary.. is it too soon to apply for anything at all?)

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.