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Question By
mooo1972

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when setteling credit cards accounts, will that go against your credit score?
had death in family trying to pay off credit cards, want to settle them, but don't want credit score to be effected/drop.

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Top Contributor
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The damage has been done.  If they are in collections and they are giving you a settlement that means it has done it's damage.  The only thing that you can do now is ask for a "Pay for Delete".  I would do some research on that before you make any payments.

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